:root {
  --ink: #102238;
  --navy: #0b2038;
  --navy-2: #153653;
  --paper: #f7f8f6;
  --white: #ffffff;
  --clay: #a84427;
  --clay-dark: #83331e;
  --gold: #d7a94f;
  --muted: #5c6976;
  --line: #d9e0e4;
  --mint: #dfeee8;
  --max: 1180px;
  --shadow: 0 18px 55px rgba(8, 29, 49, .12);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 1rem;
  line-height: 1.65;
  text-rendering: optimizeLegibility;
}
img { display: block; max-width: 100%; height: auto; }
a { color: inherit; text-underline-offset: .18em; }
button, input, select, textarea { font: inherit; }
button, .button { touch-action: manipulation; }
.skip-link { position: absolute; left: -9999px; top: .5rem; z-index: 999; padding: .75rem 1rem; background: var(--white); color: var(--ink); }
.skip-link:focus { left: .5rem; }
.container { width: min(var(--max), calc(100% - 2rem)); margin-inline: auto; }
.narrow { width: min(780px, calc(100% - 2rem)); margin-inline: auto; }
.eyebrow { margin: 0 0 .65rem; color: var(--clay); font-size: .78rem; font-weight: 800; letter-spacing: .13em; text-transform: uppercase; }
.section { padding: clamp(4rem, 8vw, 7rem) 0; }
.section-sm { padding: 3rem 0; }
.section-tint { background: var(--paper); }
.section-dark { background: var(--navy); color: var(--white); }
h1, h2, h3 { margin: 0 0 1rem; font-family: Georgia, "Times New Roman", serif; line-height: 1.08; letter-spacing: -.025em; }
h1 { font-size: clamp(2.5rem, 6vw, 5.4rem); }
h2 { font-size: clamp(2rem, 4vw, 3.45rem); }
h3 { font-size: clamp(1.3rem, 2.3vw, 1.65rem); }
p { margin: 0 0 1.15rem; }
.lead { max-width: 720px; font-size: clamp(1.08rem, 1.6vw, 1.3rem); line-height: 1.55; color: #3f5264; }
.section-dark .lead, .hero .lead { color: #dce6ed; }
.section-dark .eyebrow { color: #f3ca7f; }
.button {
  display: inline-flex;
  min-height: 48px;
  align-items: center;
  justify-content: center;
  gap: .5rem;
  border: 2px solid transparent;
  border-radius: .35rem;
  padding: .72rem 1.1rem;
  background: var(--clay);
  color: var(--white);
  font-weight: 800;
  line-height: 1.2;
  text-decoration: none;
  cursor: pointer;
}
.button:hover { background: var(--clay-dark); }
.button:focus-visible, a:focus-visible, input:focus-visible, select:focus-visible, textarea:focus-visible, summary:focus-visible { outline: 3px solid var(--gold); outline-offset: 3px; }
.button-outline { border-color: currentColor; background: transparent; color: inherit; }
.button-outline:hover { background: rgba(255,255,255,.1); }
.button-row { display: flex; flex-wrap: wrap; gap: .75rem; align-items: center; }

.site-header { position: relative; z-index: 20; background: var(--white); border-bottom: 1px solid var(--line); }
.header-inner { min-height: 78px; display: flex; align-items: center; justify-content: space-between; gap: 1rem; }
.brand { display: inline-flex; align-items: center; gap: .65rem; color: var(--navy); font-weight: 900; line-height: 1.05; text-decoration: none; }
.brand-mark { display: grid; width: 38px; height: 38px; place-items: center; border-radius: 50%; background: var(--navy); color: var(--white); font-family: Georgia, serif; font-size: 1.15rem; }
.brand span:last-child { max-width: 190px; }
.nav { display: flex; align-items: center; gap: .25rem; }
.nav a { padding: .7rem .8rem; border-radius: .3rem; font-weight: 700; text-decoration: none; }
.nav a:hover, .nav a[aria-current="page"] { background: var(--paper); color: var(--clay-dark); }
.nav-toggle { display: none; min-width: 46px; min-height: 46px; border: 1px solid var(--line); border-radius: .35rem; background: var(--white); color: var(--ink); font-weight: 800; }
.header-cta { margin-left: .5rem; }

.hero { position: relative; overflow: hidden; min-height: 680px; background: var(--navy); color: var(--white); }
.hero-media { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; object-position: center; opacity: .74; }
.hero::after { content: ""; position: absolute; inset: 0; background: linear-gradient(90deg, rgba(4,18,33,.96) 0%, rgba(4,18,33,.86) 44%, rgba(4,18,33,.3) 74%, rgba(4,18,33,.6) 100%); }
.hero-grid { position: relative; z-index: 1; display: grid; grid-template-columns: minmax(0, 1fr) minmax(330px, 440px); gap: clamp(2rem, 6vw, 5rem); align-items: center; min-height: 680px; padding-block: 4rem; }
.hero-copy { max-width: 690px; }
.hero h1 { max-width: 760px; }
.hero-kicker { display: inline-flex; align-items: center; gap: .55rem; margin-bottom: 1.2rem; color: #f6d18b; font-weight: 800; letter-spacing: .08em; text-transform: uppercase; font-size: .8rem; }
.hero-kicker::before { content: ""; width: 28px; height: 2px; background: currentColor; }
.trust-list { display: flex; flex-wrap: wrap; gap: .7rem 1.25rem; padding: 0; margin: 1.5rem 0 0; list-style: none; color: #ecf2f6; font-size: .93rem; }
.trust-list li::before { content: "✓"; margin-right: .42rem; color: #f6d18b; font-weight: 900; }

.form-card { padding: clamp(1.3rem, 3vw, 2rem); border-radius: .55rem; background: var(--white); color: var(--ink); box-shadow: var(--shadow); }
.form-card h2 { font-size: 1.8rem; }
.form-card p { color: var(--muted); font-size: .94rem; }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: .85rem; }
.field { display: grid; gap: .35rem; }
.field-full { grid-column: 1 / -1; }
label { font-size: .88rem; font-weight: 800; }
input, select, textarea { width: 100%; min-height: 48px; border: 1px solid #aebbc5; border-radius: .3rem; padding: .7rem .78rem; background: var(--white); color: var(--ink); }
textarea { min-height: 110px; resize: vertical; }
.check-row { display: grid; grid-template-columns: auto 1fr; gap: .6rem; align-items: start; font-size: .8rem; color: var(--muted); }
.check-row input { width: 20px; min-height: 20px; margin-top: .15rem; }
.form-card .button { width: 100%; }
.hp { position: absolute !important; left: -10000px !important; width: 1px !important; height: 1px !important; overflow: hidden !important; }
.form-note { margin: .65rem 0 0 !important; font-size: .78rem !important; }

.proof-strip { background: var(--mint); border-bottom: 1px solid #c6ddd4; }
.proof-grid { display: grid; grid-template-columns: repeat(3, 1fr); }
.proof-item { padding: 1.3rem 1rem; text-align: center; border-right: 1px solid #c6ddd4; }
.proof-item:last-child { border-right: 0; }
.proof-item strong { display: block; font-family: Georgia, serif; font-size: 1.25rem; }
.proof-item span { color: #456258; font-size: .87rem; }
.section-head { display: flex; justify-content: space-between; gap: 2rem; align-items: end; margin-bottom: 2rem; }
.section-head > div { max-width: 760px; }

.cards { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 1rem; }
.card { display: flex; min-height: 100%; flex-direction: column; padding: 1.5rem; border: 1px solid var(--line); border-radius: .45rem; background: var(--white); box-shadow: 0 10px 30px rgba(14,42,67,.04); }
.card:hover { border-color: #a6b9c6; transform: translateY(-2px); }
.card p { color: var(--muted); }
.card-link { margin-top: auto; font-weight: 850; color: var(--clay-dark); }
.icon-box { display: grid; width: 46px; height: 46px; margin-bottom: 1.2rem; place-items: center; border-radius: .35rem; background: var(--mint); color: var(--navy); font-size: 1.35rem; font-weight: 900; }
.feature-grid { display: grid; grid-template-columns: 1.05fr .95fr; gap: clamp(2rem, 6vw, 5rem); align-items: center; }
.steps { counter-reset: step; display: grid; gap: .85rem; }
.step { position: relative; padding: 1.25rem 1.25rem 1.25rem 4.5rem; border: 1px solid var(--line); background: var(--white); }
.step::before { counter-increment: step; content: "0" counter(step); position: absolute; left: 1.2rem; top: 1.15rem; color: var(--clay); font-family: Georgia, serif; font-size: 1.4rem; font-weight: 800; }
.step h3 { margin-bottom: .35rem; }
.step p { margin: 0; color: var(--muted); }
.scorecard { padding: 1.5rem; background: var(--navy); color: var(--white); }
.scorecard-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1px; background: rgba(255,255,255,.15); }
.score { padding: 1.25rem; background: var(--navy); }
.score strong { display: block; color: #f3ca7f; font-family: Georgia, serif; font-size: 1.7rem; }
.score span { color: #d7e1e8; font-size: .9rem; }
.quote { margin: 0; padding: 1.5rem 0 1.5rem 1.5rem; border-left: 4px solid var(--clay); font-family: Georgia, serif; font-size: clamp(1.4rem, 3vw, 2rem); line-height: 1.35; }

.page-hero { padding: clamp(4rem, 9vw, 7.5rem) 0; background: var(--navy); color: var(--white); }
.page-hero h1 { max-width: 900px; font-size: clamp(2.5rem, 6vw, 4.7rem); }
.breadcrumbs { margin-bottom: 1rem; color: #bfccd6; font-size: .9rem; }
.breadcrumbs a { color: #f2cc82; }
.content-grid { display: grid; grid-template-columns: minmax(0, 1fr) 340px; gap: clamp(2rem, 6vw, 5rem); align-items: start; }
.sticky-card { position: sticky; top: 1rem; }
.prose h2 { margin-top: 2.5rem; font-size: clamp(1.7rem, 3vw, 2.4rem); }
.prose h3 { margin-top: 1.8rem; }
.prose ul, .prose ol { padding-left: 1.2rem; }
.prose li { margin-bottom: .55rem; }
.table-wrap { overflow-x: auto; border: 1px solid var(--line); }
table { width: 100%; border-collapse: collapse; min-width: 620px; }
th, td { padding: .9rem; border-bottom: 1px solid var(--line); text-align: left; vertical-align: top; }
th { background: var(--paper); font-size: .85rem; text-transform: uppercase; letter-spacing: .05em; }
.callout { margin: 2rem 0; padding: 1.3rem; border-left: 4px solid var(--clay); background: #fff5ef; }
.tag-list { display: flex; flex-wrap: wrap; gap: .5rem; padding: 0; list-style: none; }
.tag { padding: .4rem .7rem; border: 1px solid var(--line); border-radius: 999px; background: var(--white); font-size: .84rem; font-weight: 750; }
details { border-top: 1px solid var(--line); }
details:last-child { border-bottom: 1px solid var(--line); }
summary { padding: 1.2rem 2rem 1.2rem 0; cursor: pointer; font-weight: 850; }
details p { padding: 0 1rem 1.2rem 0; color: var(--muted); }
.cta-band { padding: 3rem 0; background: var(--clay); color: var(--white); }
.cta-inner { display: flex; justify-content: space-between; align-items: center; gap: 2rem; }
.cta-inner h2 { max-width: 720px; margin: 0; font-size: clamp(1.8rem, 3.5vw, 3rem); }
.cta-band .button { background: var(--white); color: var(--navy); }
.cta-band .button:hover { background: var(--paper); }

.site-footer { padding: 4rem 0 1.5rem; background: #071726; color: #d5e0e7; }
.footer-grid { display: grid; grid-template-columns: 1.4fr repeat(3, 1fr); gap: 2rem; }
.footer-grid h2, .footer-grid h3 { color: var(--white); font-family: inherit; font-size: .95rem; letter-spacing: .04em; }
.footer-grid ul { padding: 0; margin: 0; list-style: none; }
.footer-grid li { margin-bottom: .55rem; }
.footer-grid a { color: #d5e0e7; }
.footer-about { max-width: 360px; color: #aebdca; }
.footer-bottom { display: flex; justify-content: space-between; gap: 1rem; margin-top: 3rem; padding-top: 1.2rem; border-top: 1px solid #2a3b4a; color: #9fb0bd; font-size: .82rem; }

@media (max-width: 920px) {
  .nav-toggle { display: inline-grid; place-items: center; }
  .nav { position: absolute; display: none; left: 0; right: 0; top: 78px; padding: .75rem 1rem 1rem; background: var(--white); border-bottom: 1px solid var(--line); box-shadow: var(--shadow); }
  .nav.is-open { display: grid; }
  .nav a { min-height: 46px; }
  .header-cta { margin: .4rem 0 0; }
  .hero-grid { grid-template-columns: 1fr; min-height: auto; }
  .hero-copy { padding-top: 1rem; }
  .hero::after { background: rgba(4,18,33,.83); }
  .cards { grid-template-columns: 1fr 1fr; }
  .feature-grid, .content-grid { grid-template-columns: 1fr; }
  .sticky-card { position: static; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 620px) {
  .container, .narrow { width: min(100% - 1.25rem, var(--max)); }
  .section { padding: 3.5rem 0; }
  .hero-grid { padding-block: 2.7rem; }
  .hero h1 { font-size: clamp(2.45rem, 13vw, 3.6rem); }
  .form-grid { grid-template-columns: 1fr; }
  .field-full { grid-column: auto; }
  .proof-grid { grid-template-columns: 1fr; }
  .proof-item { border-right: 0; border-bottom: 1px solid #c6ddd4; }
  .proof-item:last-child { border-bottom: 0; }
  .cards, .scorecard-grid { grid-template-columns: 1fr; }
  .section-head, .cta-inner, .footer-bottom { align-items: flex-start; flex-direction: column; }
  .footer-grid { grid-template-columns: 1fr; }
  .brand span:last-child { max-width: 160px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { scroll-behavior: auto !important; transition: none !important; animation: none !important; }
}

@media print {
  .site-header, .site-footer, .cta-band, .form-card, .nav-toggle { display: none !important; }
  body { color: #000; background: #fff; }
  .page-hero { padding: 1rem 0; background: #fff; color: #000; }
}